Time to upgrade your mindset — and your bank balance.
We all carry beliefs about money — often without even realizing it.
Some we picked up in childhood. Others were shaped by school, society, religion, or hard times.
But here’s the thing: unexamined beliefs around money can quietly sabotage our success.
If you’ve ever found yourself stuck, hesitant to charge your worth, or afraid to take financial risks in business… it may not be your strategy that needs fixing. It could be your mindset.
Let’s unpack 5 common money myths — and what to believe instead.
🧠 Myth #1: “Money is limited. It only comes in a paycheck.”
This is a leftover from the Great Depression era — and yes, from well-meaning parents who repeated, “money doesn’t grow on trees.”
That may have worked in the 1930s. But this is the era of:
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Digital products
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Remote work
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Affiliate income
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AI side hustles
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Etsy shops
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Online courses
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Creator economy
The truth?
Money is abundant. It’s energy. It flows where creativity and value are offered.
You don’t have to wait for payday. You can create new income streams — from your laptop, today.
✅ Upgrade belief: Money is not limited. It flows from many directions when I provide value.
💥 Myth #2: “Money is bad or corrupting.”
We’ve all seen headlines:
Millionaire throws wild party. Celebrity bankrupt. Billionaire scandal.
And somewhere deep inside, a part of us wonders, “Maybe it’s better to stay modest.”
But let’s be clear:
Money is not good or bad. It’s neutral. It simply amplifies who you already are.
If you’re kind, generous, and mission-driven now — imagine how much more good you could do with financial power.
✅ Upgrade belief: Money in the hands of good people creates impact. Including mine.
🛍️ Myth #3: “Money fixes everything.”
This one sounds positive — but it can still be dangerous.
Yes, money helps. It gives options. It can reduce stress. But it’s not a magic fix for emotional wounds, bad habits, or lack of purpose.
If we believe money will heal us, we risk:
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Overspending to feel better
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Going into debt to impress others
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Delaying true inner work
✅ Upgrade belief: Money is a tool. My wellbeing and relationships still matter more.
😩 Myth #4: “Money is a problem.”
Ever said one of these?
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“There’s never enough.”
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“I hate budgeting.”
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“Taxes give me a headache.”
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“If I made more, I’d have more stress.”
This mindset keeps you stuck in lack and avoidance.
But what if we flipped the script?
✅ Upgrade belief: Money solves problems. It gives choices, safety, and peace of mind.
When you see money as a solution, not a burden, you’ll feel more empowered to attract it, manage it, and grow it wisely.
🤐 Myth #5: “Money is taboo — don’t talk about it.”
This one runs deep.
We were told not to ask, not to brag, not to pry.
In many households, even spouses didn’t discuss income.
But silence doesn’t build wealth.
Transparency and education do.
We don’t need to post our bank balance on Instagram. But we do need to talk about:
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How much we charge
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How to budget
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Investing, saving, and scaling
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Financial red flags in business
✅ Upgrade belief: Talking about money is powerful. It leads to smarter decisions and financial freedom.
🌱 Final Thought:
Your beliefs about money were formed when you were younger — but you’re allowed to rewrite them now.
And when you do?
You’ll stop playing small.
You’ll stop saying “I’m not good with money.”
You’ll start showing up for your finances with curiosity and confidence.
🧭 Financial freedom doesn’t begin with a bank deposit. It begins with a mindset shift.
So ask yourself:
What do I really believe about money — and is it helping or hurting me?
That question could change everything.
What a great article Liliana, If we are not careful with what we impress on our unconscious mind we can have our attitudes about money changed to reflect our environment and the people we associate with. Our beliefs about money is the greatest place to start. Thanks for the great article.
Hi Liliana,
I’m analysing my relationship with money right now thanks to you.
Thank you.
Best wishes.
Roman